Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Linda, a proven Hawaii (Big Island), Naalehu and Ocean View, Hawaii NUMBER1EXPERT™ Top Selling real estate agent. Find Hawaii (Big Island), Naalehu and Ocean View Homes - Find Hawaii (Big Island), Naalehu and Ocean View, Hawaii real estate listings & homes for sale provided by Linda, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Linda, a proven Hawaii (Big Island), Naalehu and Ocean View, Hawaii NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Linda, a proven Hawaii (Big Island), Naalehu and Ocean View, Hawaii NUMBER1EXPERT™ Top Selling real estate agent. Hawaii (Big Island), Naalehu and Ocean View Information - Find local information on Hawaii (Big Island), Naalehu and Ocean View, Hawaii including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Linda, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Linda, a proven Hawaii (Big Island), Naalehu and Ocean View, Hawaii NUMBER1EXPERT™ Top Selling real estate agent. About Linda - Information about Linda including testimonials, guarantees, credentials, and contact information. Learn why Linda is a proven Hawaii (Big Island), Naalehu and Ocean View, Hawaii NUMBER1EXPERT™ Top Selling real estate agent.
Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
|
 |
| Q |
Which home is #1 on the Top 10 list for most-visited Historic Home in the United States?
|
| A |
Graceland, the palatial home of Elvis Presley in Memphis, TN, attracts 600,000 visitors a year. |
 See More Real Estate Trivia > |
|
|
|
- NUMBER1EXPERTS™ 
